Privatizing Social Assistance

Privatizing Social Assistance 

Current programs 2024. North American average  

Tax based & third party financed using a debt - management model 

3 SECTOR MANAGEMENT 

A tax lowering mechanism of many others to focus on a smaller Public Sector with focus on Private Sector which caters to the Personal Sector 

TO START 

The idea of go to work means nothing & never did

The idea of an income stream instead then how you apportion it between minimal Basic Needs & Earned Privilege in your month expenses does have meaning 

The path of least resistance.  Less is more & to prioritize 

Less hours & the least effort for equal or more pay in an income stream or set of layered & compounded for monthly income to budget from 

Turning to a break even - fair low profit model against inflation rather than a debt model from deficit & continual stretch financing in a more sustainable effort as a privatized or partial privatized program

Over time costs raise & financial amounts decrease creating a Rich-Poor Homeless or just above growth problem for the masses with numbers increasing leaving few able to build back up & get out of that situation even with a personal debt model outside of social assistance program models 

AN EXPECTATION  

With social assistance you are given a base rate for doing nothing all month then potentially medical - dental benefits 

This is to cover your Basic Needs like food - drink, clothing, housing then just what you need to access banking for such payment 

Housing 

Food - Drink 

Personal Hygiene - Laundry 

Seasonal activity specific clothing, accessories & footwear 

Transportation 

Medical - Dental 

WiFi - Mobile phone 

Security - Safety & Rights 

AN ADJUSTMENT 

Privatized non-profit - for-profit 6-12 / 1-5 year break even investment based program piggybacking off other investments as an integrated system with Wealth - Debt + Asset management to meet the Basic Needs of social assistance recipients 

Private Sector controlled 100% yet moderated by Public Sector laws, regulations, standards & practices

Partial to full automation & more retired + volunteer based staffing connecting within offering a double position between oversight of investments while taking time to address social assistance recipients portfolios in growth to rebuild & maintain for themselves with Private Sector free + non-profit resource access to assist 

The option of education + training

Student loans - regular rate or Tiered subsidized  

Free industry spec training to develop cross managed skilled workers 

SOCIAL ASSISTANCE CARDS 

With Amalgamated Citizenship Cards if you are out of funds & in the Social Assistance pool an automatic budget for items you are approved to acess are apportioned monthly through the Privatized provider for your account 

Once you start approaching earning $4,333.34 you are deducted from your Social Assistance package which includes a Food - Drink + Medical - Dental program within 

At $4,333.34 per month you can support yourself with access to Basic Universal & Lottery Medical - Dental with the ability to pay for Earned Privilege Medical - Dental upgrades 

This bridges the gap for the 3-4+ Tier system bringing the impoverished into a growth system to meet Basic Middle Class standards before growing towards Upper Middle Class up to Millionaire Affluent or Elite from Training Middle Class 

EMPLOYMENT RESTRUCTURE - REFORM

Minimum +

Minimum entry + training probation at 1-2 month cap with 6-12 month growth for a 1-5+ year position 

Senority

No legal senority allowed as quarterly performamcbased incentives per role out weight age or time there voiding bad habits & focusing on strong low cost refresher training benefiting the overall larger picture socially & financially as internal superiority creates tension & bad habits + routines 

Internal - External Social - Financial quaterly performance results for shareholders - owners

Social assistance

Social assistance programs cannot force people to apply for work annoying companies to justify payments

Online + in-person or Agency applications & resources are readily available with skilled education & training   


Temporary - Temp Agencies

Allowance to take a percentage from the first 2 of 5 days of a clients pay cheque for the referral in a one week position

Capped at 2-10% of the pay cheque above minimum wage as a starting point rather than pay scale. If minimum wage is 20 per hour & they earn 35 the temp agency can take 2-10% of the 20 provided the worker still takes home at least $20 per hour

Allowance to take a percentage from the first 4 of 10 days of a clients pay cheque for the referral in a one week position

Allowance to take a percentage from the first 5 of 20 days of a clients pay cheque for the referral in a one week position if the person is hired on part or full time monthly for one quarter

Internal company temp opportunities are preferred rather than using a third party office - industry agency

Scaling back temp agencies to partial automation under these restrictions to align people with longer term positions is key in fluctuating demand 

The average person requires 

AN AVERAGE PERSONS BUDGET

$52,000 Annual minimal budget 25-40 Hours 2-3 weeks off & 52 week annual calculated work hour equivalency allowing $4,333.34 gross income no tax deductions from State - Fed in USA

Basic Needs Average per adult with a minor requiring 25-50% less

Food & Drink

250

Medical & Dental

250

WiFi - Mobile

75-100

Personal Hygiene - Laundry

50-75

Seasonal Activity Specific Clothing, Accessories + Footwear

150-250

TOTAL 775-925

Rent or mortgage

1000

Transportation basics

175-1000

TOTAL $1950-$2925

HOUSING BASICS 

Housing - Minimums

No 4-12 people in a small room paying $500-1200 per month for a camp cot bunk bed with no security like a hostel in an overpriced condo unit yielding owners $3000-10,000+ per month covering all expenses then a profit 

Option 1

A 4 ft wide space by 8 ft tall & at least 8 ft depth with heating - cooling then micro-storage

Space for 2 28" roller suitcases for personal items

Space for a sleeping surface for a 6'5" person of 300lbs or two

A maximum of two people in one 4x8x8 space if they are a legal couple otherwise one person per space

Utilities use for lighting does not increase yet for water - electricity & appliances

With or without parking & storage extra then required content insurance with door lock & basic security

Option 2

A Japanese Capsule 4x4x8 or 4x8x8

Equivalent of the above specs

With or without parking & storage extra then required content insurance with door lock & basic security

Shared use of: (Options 1 or 2)

Toilet + water bottles to urinate if washroom is in use

A safe hot plate to cook
A refrigerator & freezer space

Locked dry & frozen + refrigerated food protected with security per person

WiFi or data plans for Internet access

Basic 2-3 meals 1200-1800 calories

Basic Needs met 

MOVING UPWARD

Rental - Rent-To-Own - Mortgage + Cash Sale

1. A 1-2+ bedroom apartment & potential den with

Freehold or HOA - Strata - Condo Fees

The entire unit or shared

2. A semi-detached house

Freehold or HOA - Strata - Condo Fees

Upper or lower floor & or both

3. A duplex or triplex

Freehold or HOA - Strata - Condo Fees

Upper or lower floor & or both

4. A rowhouse - townhouse

Freehold or HOA - Strata - Condo Fees

Upper or lower floor & or both

5. A single family house

Freehold or HOA - Strata - Condo Fees

Suburb small property
Accerage medium or large property

6. Capsule Living "Japanese Style"

Leased or owned land 

7. Mobile + Van Living or Boat

Own property or slot & or none

AVERAGE LIFESTYLES 

The average single person in North & Central or South America then Europe & Oceania as continents require $5000-$20,000+ per month in US - Canadian (25% difference despite monetary changes in costs - price) to live a Middle Class to Millionaire Affluent lifestyle

Each person not a confined couple or family of 4+ 

Average mass wages are now $72,000-$120,000 + per person or $35 per hour at 40 hours & 52 weeks annually or higher in North America with some service jobs below & some skilled jobs higher 

Irrelevant Links

Revitalizing - Repurposing Downtown Office Towers

https://www.wsj.com/real-estate/commercial/chicago-to-offer-most-generous-subsidies-in-u-s-to-save-its-downtown-700a0076

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